Am I Eligible?

To be eligible to register with Homeownership Westminster (HOW), you must:

  • have lived or worked in Westminster continuously for at least the last year 
  • be a first time buyer or you will have sold any property you owned in the UK or abroad prior to completing on a property in Westminster

Additionally, you must not exceed the maximum household income threshold of £90,000.

There may be occasions where the maximum household income may be lower than those stated above. Therefore it is recommended to check the details of the property you are interested in.

Please note, that for 2, 3 and 4 bedroom properties, priority will go to families with children, then sharers, followed by couples and then single applicants.

Once you have registered with us there may be further eligibility criteria you must meet before applying for schemes such as:

  • Income
  • Savings
  • Assets
  • Length of registration

We will give you information about your eligibility for the schemes you are interested in and advise you how to proceed.

What is the selection process?

Once you have registered with us, we will let you know the priority group you have been given. This will be based on your current housing situation and the information you provide on your registration form.

You will be placed in one of the following priority groups:

Priority Group


                                             Priority Group Details



Social housing tenants in Westminster giving up their properties, which will result in their property being allocated to another household on the council’s waiting list

First offer will be to social housing tenants, either council or registered provider(note1)


Ministry of Defence (MOD) serving personnel


Second offer will be to MOD serving personnel(note 2)


Sons and daughters of existing council tenants who are currently overcrowded


Third offer will be to sons and daughters of existing council tenants that are overcrowded in their Westminster City council home note 3


Certain households in Westminster intermediate rented properties

Discretionary Priority 1 Group (note 4)


Fourth offer will be to tenants currently living in intermediate rented properties in Westminster that need to move because they are overcrowded, or they are moving on into low cost home ownership or are living currently in shared IMR accommodation into which the Council has nomination rights note 4


Waiting List for social housing in Westminster


First offer will be to homeless households, where the council has a statutory duty to rehousing them

Second offer will be to all other households on the waiting list


Resident workers


Households that have been resident in Westminster for at least the last 12 months and have been employed in Westminster for at least the last 12 months


First offer will be to residents that are key workers(note 5)


Westminster residents


Households that have been living in Westminster for at least the last 12 months


Working in Westminster


People employed in Westminster for at least the last 12 months*

First offer will be to key workers(note 5)





(a)  Westminster Residents and Workers who have lived or worked in Westminster for less than 12 months. Priority for workers will be for key workers employed in Westminster.(note 5) 



(b) all other non-Westminster residents and workers who qualify for intermediate housing.


Westminster Residents and workers will be prioritised over non-Westminster residents and workers.




Priority within the P6(a) banding is to applicants who live and work in Westminster, then to Westminster residents and then to Westminster workers.



* Applicants (applicant 1 or 2 on the completed HOW registration form) should have been spending the majority of their week employed within Westminster (at least 16 hours per week) for at least the last 12 months, this should also be their main source of employment currently and needs to be evidenced in a letter from their employer.

** Applicants from priority band 6 can only be considered for Westminster intermediate opportunities following the first 3 months of marketing of intermediate housing schemes, or where there is lack of demand from priority bands 1-5, at which point applicants in priority banding 6(a) will have priority within the priority 6 banding.  Please note that for certain intermediate housing opportunities in Westminster, they may not be open to Priority 6 (b) applicants, this will be made clear where this applies.

Existing Intermediate tenants living in shared accommodation, can apply for a self-contained intermediate accommodation.

Anyone caught submitting fraudulent documents to evidence their eligibility, identity or connection to Westminster will be removed from the applicant register and will not be permitted to re-apply to Homeownership Westminster.

Note 1: Register Provider tenants will only be prioritised within priority group 1 where their landlord confirms in writing that Westminster will have nomination rights to resultant void. 
Note 2: Service personnel (in full time employment within the MOD) that have successfully completed basic phase 1 training and are one of the following - regular service personnel (including Navy, Army and Air Force), Clinical staff (with the exception of doctors and dentists) Ministry of Defence Police Officers, Uniformed staff in the Defence Fire Service.   They are ex-regular service personnel who have served in the Armed Forces for a minimum of six years, and can produce a Discharge Certificate (or similar documentation) where they apply within two years (24 months) of the date of discharge from service or they are the surviving partners of regular service personnel who have died in service, where they apply within two years (24 months) of the date of being bereaved.
Note 3: Overcrowded applicants living in Council accommodation need to evidence their household is registered as overcrowded with Westminster’s Housing Solutions Service.
Note 4: Existing intermediate rental (IMR) tenants who have evidenced that they are overcrowded in their current accommodation (evidenced with a letter from their current landlord) and need to move as a consequence, or where an existing intermediate rental tenancy is not being renewed through no fault of the tenant (and remain eligible for intermediate housing) and they are applying with 6 months or less remaining on their current IMR tenancy. Westminster City Council will require the existing intermediate rented home to be offered for nomination once it becomes void. 
Note 5: Westminster key workers are: NHS Health Service Clinical Staff (excluding doctors and dentists); Public Sector Teachers; Police; Social Care Workers (with a professional qualification only).


Note 6: Self employed applicants (single or joint applicants) – any self-employed applicants should submit their last two years of HMRC submitted tax returns, annual income is calculated by taking an average of the net profit of these last 2 tax returns.  For self employed applicants with a limited company (which should be registered with Companies House) if this company is based within Westminster that can be evidenced as a Westminster employment.  For self-employed applicants who do not have a limited company, a letter on headed company paper from your Westminster based contractor (from a senior staff member) is required.  This should include the date your contract commenced, the number of hours worked for that contractor each week, a copy of your contract, and the full address of the contractor.


Properties will be offered to households with the highest priority. If they do not complete on the property, it will then be offered to the next highest priority household and so on until the property is taken.

For all intermediate rent (IMR) properties listed on this website, the monthly rent quoted on each property advert always excludes all bills.

Applicants currently housed in intermediate rent (IMR) accommodation are only eligible to re-register for home ownership opportunities (including the Accelerator scheme), unless they are now overcrowded in their IMR property (as confirmed by their landlord) or are in the last 6 months of their IMR tenancy with no option to extend it through no fault of their own.

Applicants are expected to be able to pay the monthly costs associated with renting or buying a property through their household income from paid employment, benefits will not be accepted.

Please note you have an obligation to inform the service of any subsequent changes in your circumstances once you have registered with the service, to ensure your registration remains valid.

A full disclosure of total household income is required at the point of registration and whilst you subsequently remain on the housing register, to evidence that you qualify at all times for intermediate housing.

Often properties advertised on the HOW website can be oversubscribed with applicant expressions of interest, in the case of single properties (for rent or sale), when 8-10 expressions of interest are received the advert will then be removed from the HOW website.  Our advice to all households is to express your interest in available properties as soon as you see them advertised on the HOW website, emailing over a summary of your current application details at that time - including your contact details, your current household income, the number of adults and number of children on your application and your current connection to Westminster (the amount of time living, working or both in Westminster).

Where households have the same priority banding and the same current housing need, priority will be to the household with the lowest qualifying household income, if household incomes are exactly the same then priority is to the household who has been registered for the longest period of time with HOW.

Should you be successful in finding a property through the service (rental or home ownership) your application will be subsequently closed.

Please note that for intermediate homes being delivered by Westminster City Council within its estates and land, local residents who are eligible for intermediate housing will have higher priority over other intermediate eligible households who are not living locally to these developments.

Re-registering with the Homeownership Westminster service

You would be eligible to re-register with Homeownership Ownership Westminster, providing you were deemed eligible and seeking to move between rental accommodation (possibly due to being overcrowded) or were moving due to having no prospect of renewal of your current intermediate rental tenancy, through no fault of your own, with less than six months remaining on it.  You could also be eligible if you were seeking to move into homeownership from your current intermediate rental accommodation.  If you were already a home owner, you would need to be selling your current property (with a buyer in place) prior to being eligible in reapplying for other opportunities (home ownership or rental).

You would not be eligible to re-join the Homeownership Westminster applicant register if any of the following circumstances were evident:

- Your household income now exceeded the threshold for intermediate housing application - currently this is £90,000

- You no longer had a qualifying connection to Westminster

- you had been caught sub-letting or attempting to sublet your intermediate property without prior permission from your landlord (rental or homeownership properties)

- you have previously submitted fraudulent documents as part of a previous application and had your account closed as a result

How do I find out about new properties on the market?

Please visit the Property section of the website to search for and view new housing developments.

Unless otherwise requested, once you register your details will be given to the providers of housing schemes and they will then contact you directly. They will usually email or post you information about new properties that come on to the market.

If you are aware of an opportunity, you can contact Homeownership Westminster who will contact the provider on your behalf, as long as you are eligible.